Hamza Nouman, Sales Representative · Royal LePage Signature Realty, Brokerage · Licensed by RECO

Mortgage & Cash Flow Calculator

Calculate your monthly payments, estimated cash flow, and key investment metrics for any Mississauga property

Property Details

$800,000
20%
4.99%
25 yrs

Income & Expenses

$2,800
$4,000
$150
5%

Monthly Cash Flow

$-1,673

Negative — you'd need to cover the shortfall

Key Metrics

Cap Rate3.10%
Cash-on-Cash Return-12.55%
Down Payment$160,000
Loan Amount$640,000
Annual NOI$24,776
Total Interest Paid$481,295

Monthly Breakdown

Rental Income+$2,800
Mortgage Payment$3,738
Property Tax$333
Insurance$150
Maintenance$140
Vacancy (4%)$112
Cash Flow$-1,673

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This calculator provides estimates for informational purposes only. Actual mortgage payments depend on your lender, credit score, and specific terms. Rental income estimates, cap rates, and cash flow projections are not guaranteed. Consult a licensed mortgage broker and financial advisor before making investment decisions.