485 Cochrane Road, Hamilton
Hamilton
$574,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ESCARPMENT REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,750/mo
Estimated from market price-to-rent ratios
Remarks
485 Cochrane located in the heart of Rosedale just two minutes from Rosedale Arena, Kings Forest golf course and the Red Hill Valley Trails. This home is one of the largest homes in the neighbourhood, Featuring four above grade bedrooms, as well as a small office. The main floor is home to a living room as well as open concept, kitchen, dining room area, and a large separate family room. The home does require some updating however a little bit of elbow grease will allow you to turn this house to a large well laid out home in an excellent family neighbourhood.
MississaugaInvestor.ca
485 Cochrane Road
Detached · 4bd/2ba · ~1,750 sqft
$574,900
Cash-Flow Report · August 1, 2026
Cap Rate
2.72%
Monthly Cash Flow
-$1,342/mo
Estimated Rent
$2,750/mo
Cash-on-Cash
-12.79%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,750 |
| Mortgage | −$2,646 |
| Property Tax | −$604 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$479 |
| Vacancy (5%) | −$138 |
| Cash Flow | -$1,342/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$33,000 |
| Vacancy (5%) | −$1,650 |
| Property Tax | −$7,244 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,749 |
| Annual NOI | $15,657 |
| Cap Rate | 2.72% |
Cash Required to Close
| Down Payment (20%) | $114,980 |
| Ontario Land Transfer Tax | $7,973 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $125,953 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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