100 Mountain Avenue, Hamilton
Hamilton
$681,200
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE NRC REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
2
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,250/mo
Estimated from market price-to-rent ratios
Remarks
Located in a desirable Stoney Creek neighbourhood, this 3-level backsplit offers a practical layout with 3 bedrooms and 2 bathrooms. The home features bright, comfortable living spaces, including a partially finished lower-level that provides additional space for everyday living. The basement also offers a separate rear entrance, adding flexibility for future use. Conveniently located close to schools, parks, shopping, public transit, and with easy highway access, this home is a great option for first-time buyers, young families, or those looking to downsize. Please Note: Any pictures with furniture in them have been virtually staged.
MississaugaInvestor.ca
100 Mountain Avenue
Detached · 2bd/2ba · ~900 sqft
$681,200
Cash-Flow Report · August 1, 2026
Cap Rate
1.11%
Monthly Cash Flow
-$2,506/mo
Estimated Rent
$2,250/mo
Cash-on-Cash
-20.14%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,250 |
| Mortgage | −$3,135 |
| Property Tax | −$715 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$568 |
| Vacancy (5%) | −$113 |
| Cash Flow | -$2,506/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$27,000 |
| Vacancy (5%) | −$1,350 |
| Property Tax | −$8,583 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,812 |
| Annual NOI | $7,555 |
| Cap Rate | 1.11% |
Cash Required to Close
| Down Payment (20%) | $136,240 |
| Ontario Land Transfer Tax | $10,099 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $149,339 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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