
729 West 5th Street, Hamilton
Hamilton
$519,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by CENTURY 21 GREEN REALTY INC.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
1
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Exceptional Opportunity in a Prime Location - Spacious 4-Level Backsplit Semi-Detached Home!Unlock the incredible potential of this bright and spacious 3-bedroom, 4-level backsplit, proudly owned by the original owner. Offering approximately 2,266 sq. ft. of total living space, including the basement, this solid home provides the perfect canvas to create your dream home or next investment.Designed with a versatile multi-level layout, this property is ideal for families, renovators, and savvy investors. With your personal vision and updates, you can significantly enhance its value and make it truly spectacular.The lower level and basement offer outstanding potential to create a separate apartment or in-law suite, providing an excellent opportunity for multi-generational living or valuable rental income.Step outside to a generously sized backyard-perfect for entertaining, family gatherings, gardening, or simply enjoying your own private outdoor retreat.Ideally situated in a quiet, family-friendly neighbourhood, this home is just minutes from Mohawk College, excellent public and private schools, Lime Ridge Mall, parks, shopping, and everyday amenities. Enjoy the convenience of a less than 5-minute walk to public transit and under a 10-minute drive to major highways, making commuting quick and easy.Solid, spacious, and packed with potential, this is a rare chance to secure a property in a highly sought-after location and build instant equity. (Some photos have been virtually staged to illustrate the property's potential). and
MississaugaInvestor.ca
729 West 5th Street
Semi-Detached · 3bd/1ba · ~900 sqft
$519,000
Cash-Flow Report · August 1, 2026
Cap Rate
4.12%
Monthly Cash Flow
-$609/mo
Estimated Rent
$3,140/mo
Cash-on-Cash
-6.43%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,140 |
| Mortgage | −$2,389 |
| Property Tax | −$545 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$433 |
| Vacancy (5%) | −$157 |
| Cash Flow | -$609/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,680 |
| Vacancy (5%) | −$1,884 |
| Property Tax | −$6,539 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,190 |
| Annual NOI | $21,367 |
| Cap Rate | 4.12% |
Cash Required to Close
| Down Payment (20%) | $103,800 |
| Ontario Land Transfer Tax | $6,855 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $113,655 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.