
749 Stone Church Road, Hamilton
Hamilton
$720,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 LEADING EDGE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,900/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 749 Stone Church Rd E, Hamilton! This beautifully renovated 2-storey detached home offers the perfect blend of style, comfort, and functionality with 3+1 bedrooms and 3 bathrooms. Extensively updated within the last year, the home features a stunning renovated kitchen with granite countertops, stainless steel appliances (with most appliances replaced within the last two years, excluding the electric stove), and beautifully renovated bathrooms throughout.The main floor showcases newly installed wood flooring, while the basement features new vinyl flooring, and the entire home has been freshly painted, creating a bright, modern, and completely carpet-free living space. Adding to its appeal is a spacious, well-insulated sunroom with ceramic tile flooring, three large windows, and a walkout to the backyard that is an ideal space to relax, entertain, or enjoy natural light throughout the seasons. Additional updates include a new roof installed in August 2025, offering peace of mind for years to come. Conveniently located close to parks, schools, public transit, places of worship, shopping, and everyday amenities, this move-in-ready home is perfect for growing families, first-time buyers, or anyone seeking a beautifully updated property in a desirable Hamilton neighbourhood. Don't miss this exceptional opportunity to own a thoughtfully renovated home that is ready for you to move in and enjoy!
MississaugaInvestor.ca
749 Stone Church Road
Detached · 4bd/3ba · ~1,300 sqft
$720,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.96%
Monthly Cash Flow
-$2,140/mo
Estimated Rent
$2,900/mo
Cash-on-Cash
-16.27%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,900 |
| Mortgage | −$3,314 |
| Property Tax | −$756 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$600 |
| Vacancy (5%) | −$145 |
| Cash Flow | -$2,140/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$34,800 |
| Vacancy (5%) | −$1,740 |
| Property Tax | −$9,072 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,200 |
| Annual NOI | $14,088 |
| Cap Rate | 1.96% |
Cash Required to Close
| Down Payment (20%) | $144,000 |
| Ontario Land Transfer Tax | $10,875 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $157,875 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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