72 Mountain Avenue, Hamilton
Hamilton
$799,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOME STANDARDS BRICKSTONE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Sitting on a large 0.45-acre lot (approx. 21,323 sq ft), this home boasts a unique orientation that feels like a quiet retreat in the woods. This spacious and well-maintained home is located in one of the oldest residential areas in Stoney Creek, making it a rare property that harmoniously combines size, utility, and a natural environment.The main floor features high ceilings with wooden beams, an open-concept living room, and a beautifully renovated, spacious kitchen with expansive countertops. You can walk out directly to the covered terrace from the living room. All four bedrooms are finished with hardwood. The basement apartment includes a kitchen, a bathroom, and has a separate walkout entrance. Warm and cozy, this home is completely move-in ready!
MississaugaInvestor.ca
72 Mountain Avenue
Detached · 4bd/4ba · ~1,750 sqft
$799,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.95%
Monthly Cash Flow
-$1,713/mo
Estimated Rent
$3,890/mo
Cash-on-Cash
-11.73%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,890 |
| Mortgage | −$3,678 |
| Property Tax | −$839 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$666 |
| Vacancy (5%) | −$195 |
| Cash Flow | -$1,713/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,680 |
| Vacancy (5%) | −$2,334 |
| Property Tax | −$10,067 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,990 |
| Annual NOI | $23,589 |
| Cap Rate | 2.95% |
Cash Required to Close
| Down Payment (20%) | $159,800 |
| Ontario Land Transfer Tax | $12,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $175,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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