13 Aqua Lane, Hamilton
Hamilton
$544,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ESCARPMENT REALTY INC.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
2
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,000/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this well-maintained freehold townhome, built approximately five years ago, located in a Hamilton Mountain neighbourhood. This home offers 2 bedrooms plus a den, 1.5 bathrooms, and a single-car garage with inside entry. Freshly painted and provides functional living space with a modern layout. The open-concept main floor features a kitchen with stainless steel appliances, a breakfast bar, and an adjoining living area with access to a private balcony. The ground-level den provides flexible space for a home office, exercise area, or additional living space. The upper-level den offers options for a nursery, reading area, or workspace, and the top floor also includes a convenient laundry area. Located near Rymal Road East and Highway 20/56, the property is close to shopping, restaurants, banks, parks, schools, and other everyday amenities. Commuters will appreciate convenient access to the Lincoln M. Alexander Parkway (The Linc), the Red Hill Valley Parkway, and Confederation GO Station.
MississaugaInvestor.ca
13 Aqua Lane
Att/Row/Townhouse · 2bd/2ba · ~1,300 sqft
$544,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.43%
Monthly Cash Flow
-$1,859/mo
Estimated Rent
$2,000/mo
Cash-on-Cash
-18.69%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,000 |
| Mortgage | −$2,508 |
| Property Tax | −$572 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$454 |
| Vacancy (5%) | −$100 |
| Cash Flow | -$1,859/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,000 |
| Vacancy (5%) | −$1,200 |
| Property Tax | −$6,866 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,449 |
| Annual NOI | $7,785 |
| Cap Rate | 1.43% |
Cash Required to Close
| Down Payment (20%) | $108,980 |
| Ontario Land Transfer Tax | $7,373 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $119,353 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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