
74 Liam Drive, Hamilton
Hamilton
$1,089,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE STATE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,300/mo
Estimated from market price-to-rent ratios
Remarks
Prime south Ancaster living. This beautifully appointed 4-bedroom, 4-bathroom home blends comfort and function with a spacious layout and stylish finishes. The main level is designed for both everyday living and entertaining, featuring a generous size living room anchored by an electric fireplace feature wall, an eat-in kitchen with walkout access to the backyard, a formal dining room for special gatherings, a chic powder room, and a convenient laundry room with inside entry from the double-car garage. An impressive staircase welcomes you in the foyer and flows up to a thoughtfully designed second floor. The primary bedroom offers a private escape, complete with a 4-piece ensuite, two closets, and personal grooming nook. Three additional bedrooms and 4-piece bath provide plenty of space for family and guests. The basement extends the home's appeal with a well-proportioned recreation room offering a games area with pool table, a bonus room ideal as a home office or fitness space and the 3-piece bathroom adds even more versatility. Step outside to a backyard with a cozy deck and gazebo that set the scene for morning coffee or relaxed evenings, barbecue area with gas hookup and patio for easy outdoor entertaining. Set close to shopping, schools, restaurants, highway 403 access and James Smith Park. This home offers the perfect balance of convenience and lifestyle. Welcome home.
MississaugaInvestor.ca
74 Liam Drive
Detached · 4bd/4ba · ~2,250 sqft
$1,089,900
Cash-Flow Report · July 31, 2026
Cap Rate
0.94%
Monthly Cash Flow
-$4,159/mo
Estimated Rent
$3,300/mo
Cash-on-Cash
-20.86%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,300 |
| Mortgage | −$5,017 |
| Property Tax | −$1,144 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$908 |
| Vacancy (5%) | −$165 |
| Cash Flow | -$4,159/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$39,600 |
| Vacancy (5%) | −$1,980 |
| Property Tax | −$13,733 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,899 |
| Annual NOI | $10,288 |
| Cap Rate | 0.94% |
Cash Required to Close
| Down Payment (20%) | $217,980 |
| Ontario Land Transfer Tax | $18,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $239,253 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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