39 Ainsworth Street, Hamilton
Hamilton
$990,000
Cash flow, cap rate & mortgage breakdown
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Listed by EXP REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,400/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 39 Ainsworth Street, a beautifully updated home nestled in one of Stoney Creek's most desirable family friendly neighbourhoods. This carpet free property has been thoughtfully renovated throughout, offering a fresh and modern feel that's ready for you to move right in. Recent updates include new drywall, ceilings, interior doors, flooring, and a beautifully refreshed staircase, creating a bright and inviting living space. Step outside to enjoy the private backyard featuring a newer fence and an inviting pool with a liner that's just four years old, perfect for making the most of the summer months. Ideally located close to excellent schools, parks, scenic trails, shopping, and everyday amenities, this home offers the perfect balance of comfort, style, and convenience. Whether you're a growing family, first time buyer, or simply looking for a turnkey property in a fantastic community, 39 Ainsworth Street is a home you won't want to miss.
MississaugaInvestor.ca
39 Ainsworth Street
Detached · 5bd/4ba · ~1,750 sqft
$990,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.38%
Monthly Cash Flow
-$3,417/mo
Estimated Rent
$3,400/mo
Cash-on-Cash
-18.87%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,400 |
| Mortgage | −$4,557 |
| Property Tax | −$1,040 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$825 |
| Vacancy (5%) | −$170 |
| Cash Flow | -$3,417/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$40,800 |
| Vacancy (5%) | −$2,040 |
| Property Tax | −$12,474 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,900 |
| Annual NOI | $13,686 |
| Cap Rate | 1.38% |
Cash Required to Close
| Down Payment (20%) | $198,000 |
| Ontario Land Transfer Tax | $16,275 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $217,275 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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