22 East 11th Street, Hamilton
Hamilton
$524,900
Cash flow, cap rate & mortgage breakdown
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Listed by EXP REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
2
Bathrooms
1
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,100/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 22 East 11th Street, a beautifully updated home in the heart of desirable Upper Hamilton. The interior was thoughtfully renovated in 2020, offering a fresh, modern feel while maintaining the warmth and comfort of home. R50 blown-in attic insulation adds an extra layer of efficiency and year-round comfort. Perfectly positioned near vibrant Concession Street, you'll enjoy convenient access to local shops, cafes, restaurants, parks, and everyday amenities. The home is also ideally located for commuters, with quick connections to downtown Hamilton and the LINC. One of the standout features is the great view overlooking Lower Hamilton, creating a scenic backdrop to everyday living. Whether you are a first-time buyer, downsizer, or investor, this updated Upper Hamilton home offers a wonderful combination of location, comfort, and convenience.
MississaugaInvestor.ca
22 East 11th Street
Detached · 2bd/1ba · ~700 sqft
$524,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.79%
Monthly Cash Flow
-$1,634/mo
Estimated Rent
$2,100/mo
Cash-on-Cash
-17.06%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,100 |
| Mortgage | −$2,416 |
| Property Tax | −$551 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$437 |
| Vacancy (5%) | −$105 |
| Cash Flow | -$1,634/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$25,200 |
| Vacancy (5%) | −$1,260 |
| Property Tax | −$6,614 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,249 |
| Annual NOI | $9,377 |
| Cap Rate | 1.79% |
Cash Required to Close
| Down Payment (20%) | $104,980 |
| Ontario Land Transfer Tax | $6,973 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $114,953 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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