
20 Monarch Court, Hamilton
Hamilton
$899,999
Cash flow, cap rate & mortgage breakdown
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Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Tucked away on a quiet cul-de-sac in one of Dundas' most sought-after neighbourhoods, this beautifully maintained 3+1 bedroom, 3-bathroom, back-level split offers the perfect blend of space, flexibility, and location. Surrounded by scenic trails, conservation lands, excellent schools, and just minutes from the charm of historic downtown Dundas, this is a home designed for the way families live today. Set on a beautifully landscaped pie-shaped lot with mature gardens and plenty of room to relax or entertain, the home welcomes you with a bright, open-concept main level featuring hardwood floors, spacious living and dining rooms, and a beautifully appointed kitchen that truly serves as the heart of the home. The versatile lower levels offer exceptional flexibility, featuring an inviting family room with a cozy gas fireplace, a second kitchen, dedicated home office, additional bedroom, and a spa-inspired bathroom with a relaxing soaker tub-creating an ideal setup for multi-generational living while offering flexibility for overnight guests or evolving family needs. Whether you're hosting family gatherings, enjoying peaceful evenings in the backyard, or exploring the nearby trails, this home offers a lifestyle that's uniquely Dundas. Rarely do opportunities arise to own in one of the town's most established and desirable communities.
MississaugaInvestor.ca
20 Monarch Court
Detached · 4bd/3ba · ~1,300 sqft
$899,999
Cash-Flow Report · July 31, 2026
Cap Rate
2.56%
Monthly Cash Flow
-$2,225/mo
Estimated Rent
$4,040/mo
Cash-on-Cash
-13.52%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,040 |
| Mortgage | −$4,143 |
| Property Tax | −$945 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$750 |
| Vacancy (5%) | −$202 |
| Cash Flow | -$2,225/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$48,480 |
| Vacancy (5%) | −$2,424 |
| Property Tax | −$11,340 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,000 |
| Annual NOI | $23,016 |
| Cap Rate | 2.56% |
Cash Required to Close
| Down Payment (20%) | $179,999.8 |
| Ontario Land Transfer Tax | $14,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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