
87 Regent Avenue, Hamilton
Hamilton
$939,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to 87 Regent Ave, a spacious two-story, 5 bedroom, 4 bathroom home located in the heart of Hamilton's sought-after West Mountain. This property offers great value for families, looking for a roomy and well-located home. Step inside the front door to discover a large foyer and circular staircase to the second floor, with generous principal rooms and plenty of natural light throughout. The main floor features a large living room, a formal dining area, a family room with sliding doors out to the deck, an eat-in kitchen, powder room & a laundry room. Upstairs, you'll find multiple well-sized bedrooms including a primary bedroom with floor to ceiling windows & an ensuite, a guest bedroom with ensuite privileges & three further bedrooms. Main & second level have just been freshly painted & new laminate flooring has been laid throughout the main floor. The fully finished basement features a potential in-law suite with a second eat-in kitchen, bathroom, laundry room, large recreation room and separate walk-up entrance, in addition to plenty of storage. Outside, enjoy a balcony from the second floor or a walk-out deck off the main floor family room & a fully fenced backyard. The double driveway and attached double garage provide ample parking for all your vehicles. Located close to parks, schools, shopping, and easy highway access, this home combines space, location, and value - this home has it all. Don't miss the opportunity to own in one of Hamilton's most desirable neighbourhoods!
MississaugaInvestor.ca
87 Regent Avenue
Detached · 5bd/4ba · ~2,750 sqft
$939,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.72%
Monthly Cash Flow
-$2,193/mo
Estimated Rent
$4,345/mo
Cash-on-Cash
-12.76%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,345 |
| Mortgage | −$4,326 |
| Property Tax | −$987 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$783 |
| Vacancy (5%) | −$217 |
| Cash Flow | -$2,193/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$52,140 |
| Vacancy (5%) | −$2,607 |
| Property Tax | −$11,843 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,399 |
| Annual NOI | $25,591 |
| Cap Rate | 2.72% |
Cash Required to Close
| Down Payment (20%) | $187,980 |
| Ontario Land Transfer Tax | $15,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $206,253 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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