161 Lloyminn Avenue, Hamilton
Hamilton
$2,499,000
Cash flow, cap rate & mortgage breakdown
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Listed by Royal LePage State Realty Inc
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
23
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$5,000/mo
Estimated from market price-to-rent ratios
Remarks
Enjoy exceptional living in this custom luxury home on a large treed lot with over 4,100 square feet above grade! The sprawling main floor welcomes you with a vaulted foyer, walk-in coat closet, formal living & dining room, beautiful lighting, trendy powder room, huge gourmet kitchen with gas top stove and premium range hood, built-in ovens, quartz countertops, gorgeous backsplash, island w/sink, homework area, toe kick floor vacuum, abundance of cupboards, and a multitude of windows giving you spectacular views of the amazing private backyard! Enormous, sunlit family room with attractive fireplace - loads of room for children to play in, or to relax and take in the scenery from the many windows. Entertaining is fabulous with the stamped, concrete patio, extra large heated pool with safety fence, roomy hot tub, and side yard for kids. The upper level has 4 spacious bedrooms - all have walk-in closets! The spacious primary bedroom has an exquisite ensuite with heated flooring, glass shower and soaker tub, and there is a newly updated walk-in closet. Two other bedrooms share an ensuite, and there is a beautiful main bathroom for guests. The finished basement has a chic 4 piece bath, as well as a den or office, and a 5th bedroom which is being used as a gym. The rec room has a cozy fireplace, large play areas, and two staircases leading up to the main floor. There is a cold cellar, and plenty of storage space. Many great features of this home include a tankless water heater, front lawn sprinkler system, 2 sets of HVAC, and a robotic pool cleaner. **New air conditioner May, 2026, and new pool pump June, 2025. Located close to schools, parks, hiking trails, fine dining and boutique shopping, this enormous home with it's backyard oasis located in the prestigious Oakhill neighbourhood of Ancaster offers considerable fine living for any discerning buyer!
MississaugaInvestor.ca
161 Lloyminn Avenue
Detached · 5bd/4ba · ~4,250 sqft
$2,499,000
Cash-Flow Report · July 31, 2026
Cap Rate
-0.09%
Monthly Cash Flow
-$11,685/mo
Estimated Rent
$5,000/mo
Cash-on-Cash
-25.41%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,000 |
| Mortgage | −$11,503 |
| Property Tax | −$2,624 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$2,083 |
| Vacancy (5%) | −$250 |
| Cash Flow | -$11,685/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$60,000 |
| Vacancy (5%) | −$3,000 |
| Property Tax | −$31,487 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$24,990 |
| Annual NOI | $-2,177 |
| Cap Rate | -0.09% |
Cash Required to Close
| Down Payment (20%) | $499,800 |
| Ontario Land Transfer Tax | $48,950 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $551,750 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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