102 Birchlawn Drive, Hamilton
Hamilton
$764,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE STATE REALTY
Investment Analysis
Key Facts
Type
Link
Bedrooms
4
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to 102 Birchlawn Drive, a well-maintained home in Stoney Creek's sought-after Cherry Heights neighbourhood. Offering 3+1 bedrooms and 2 full bathrooms, this updated home provides a functional layout ideal for families, first-time buyers, or those seeking added space for extended family. The main level features generous living and dining rooms, a bright kitchen with newer appliances, cook top/fridge/hood range 2026. Three comfortable bedrooms with one bedroom giving you access into a backyard oasis, and a 4-piece bath. The fully finished lower level offers excellent in-law suite potential with a separate entrance, full kitchen, additional bedroom, 4-piece bath/laundry, and a spacious recreation room complete with gas fireplace. Outside, enjoy a private, fully fenced and landscaped backyard with deck, gazebo, and hot tub-ideal for relaxing or entertaining. Attached garage with inside entry plus parking for three vehicles. Conveniently located near parks, schools, shopping, transit, and easy Highway access. A wonderful opportunity to settle into a welcoming neighbourhood and make this beautiful home your own!
MississaugaInvestor.ca
102 Birchlawn Drive
Link · 4bd/2ba · ~1,300 sqft
$764,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.96%
Monthly Cash Flow
-$1,633/mo
Estimated Rent
$3,740/mo
Cash-on-Cash
-11.68%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,740 |
| Mortgage | −$3,521 |
| Property Tax | −$803 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$637 |
| Vacancy (5%) | −$187 |
| Cash Flow | -$1,633/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$44,880 |
| Vacancy (5%) | −$2,244 |
| Property Tax | −$9,638 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,649 |
| Annual NOI | $22,649 |
| Cap Rate | 2.96% |
Cash Required to Close
| Down Payment (20%) | $152,980 |
| Ontario Land Transfer Tax | $11,773 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $167,753 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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