300 East 45th Street, Hamilton
Hamilton
$669,900
Cash flow, cap rate & mortgage breakdown
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Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Set on a peaceful stretch of East 45th Street in Hamilton, this all-brick bungalow offers 3 bedrooms and 2 full bathrooms in a "move in ready" home full of thoughtful updates. Updates Include: Appliances, Exterior doors, Windows, Eaves/Gutter-guard, Mechanicals, electrical. Step onto the back deck and you'll find a fully fenced backyard finished with a brand-new aluminum fence, ideal for relaxing, entertaining, or letting kids and pets roam safely, while a detached garage adds valuable extra storage or workshop space. A separate side entrance to the basement, offering in-law suite potential. Solid, updated, and full of possibility, this is bungalow is done right in one of Hamilton's Hampton heights Neighbourhood.
MississaugaInvestor.ca
300 East 45th Street
Detached · 3bd/2ba · ~900 sqft
$669,900
Cash-Flow Report · July 31, 2026
Cap Rate
3.19%
Monthly Cash Flow
-$1,301/mo
Estimated Rent
$3,440/mo
Cash-on-Cash
-10.63%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,440 |
| Mortgage | −$3,083 |
| Property Tax | −$703 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$558 |
| Vacancy (5%) | −$172 |
| Cash Flow | -$1,301/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$41,280 |
| Vacancy (5%) | −$2,064 |
| Property Tax | −$8,441 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,699 |
| Annual NOI | $21,376 |
| Cap Rate | 3.19% |
Cash Required to Close
| Down Payment (20%) | $133,980 |
| Ontario Land Transfer Tax | $9,873 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $146,853 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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