
36 Windemere Road, Hamilton
Hamilton
$3,500,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ESCARPMENT GOLFI REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
7
Bathrooms
7
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$6,050/mo
Estimated from market price-to-rent ratios
Remarks
An exceptional newly built residence in Stoney Creek, completed in 2025 and offering nearly 7,500 square feet of refined living space. Designed to maximize natural light, the home features expansive floor to ceiling windows, clean contemporary lines, and elevated finishes throughout. A private elevator provides seamless access to all levels. The main floor opens into a dramatic two storey living room and flows into a statement chef's kitchen with waterfall island and fully equipped prep kitchen. Dining and family rooms are framed by floor to ceiling bifold doors leading to a covered deck and spacious backyard, creating effortless indoor-outdoor living. A private office and powder room complete the level. Upstairs, four bedrooms each offer private ensuites, while the master bedroom features bifold doors to a covered balcony with lake views, a generous walk-in closet, and a spa inspired bath with soaker tub. The third level includes a kitchenette and rooftop terrace with uninterrupted Lake Ontario views. The bright basement offers a large rec room with full glass walkout, two bedrooms with shared ensuite, private office, and additional powder room. A rare opportunity for contemporary luxury in a premier lake oriented community. Luxury Certified.
MississaugaInvestor.ca
36 Windemere Road
Detached · 7bd/7ba · ~5,000 sqft
$3,500,000
Cash-Flow Report · July 31, 2026
Cap Rate
-0.37%
Monthly Cash Flow
-$17,180/mo
Estimated Rent
$6,050/mo
Cash-on-Cash
-26.53%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$6,050 |
| Mortgage | −$16,110 |
| Property Tax | −$3,675 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$2,917 |
| Vacancy (5%) | −$303 |
| Cash Flow | -$17,180/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$72,600 |
| Vacancy (5%) | −$3,630 |
| Property Tax | −$44,100 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$35,000 |
| Annual NOI | $-12,830 |
| Cap Rate | -0.37% |
Cash Required to Close
| Down Payment (20%) | $700,000 |
| Ontario Land Transfer Tax | $73,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $776,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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