
6 Whaley Lane, Hamilton
Hamilton
$579,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 PERCY FULTON LTD.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
2
Bathrooms
2
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,050/mo
Estimated from market price-to-rent ratios
Remarks
Location, Location! Welcome to this move-in-ready freehold townhome offering modern comfort, functional living, and an unbeatable location.Step into the welcoming foyer, where you'll find a versatile office or work-from-home space, along with convenient inside access to the garage. The main level features an impressive open-concept design with 9-foot ceilings, pot lights throughout, and an abundance of natural light thanks to additional windows on every level. The spacious living and dining areas flow seamlessly into the well-appointed kitchen, complete with a breakfast bar, stainless steel appliances, stylish backsplash, and dishwasher. Walk out from the dining area to a generous private balcony-perfect for relaxing or enjoying summer BBQs.The upper level offers two spacious bedrooms, including a primary retreat with a walk-in closet. Situated in a welcoming, family-friendly neighbourhood, this home is close to excellent schools, parks, walking trails, shopping, and offers easy highway access. Enjoy exceptional privacy with no homes directly in front-just peaceful views of an open field.A perfect opportunity for first-time buyers, young professionals, or investors looking for a turnkey home in a fantastic location.
MississaugaInvestor.ca
6 Whaley Lane
Att/Row/Townhouse · 2bd/2ba · ~1,300 sqft
$579,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.31%
Monthly Cash Flow
-$2,034/mo
Estimated Rent
$2,050/mo
Cash-on-Cash
-19.24%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,050 |
| Mortgage | −$2,665 |
| Property Tax | −$608 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$483 |
| Vacancy (5%) | −$103 |
| Cash Flow | -$2,034/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,600 |
| Vacancy (5%) | −$1,230 |
| Property Tax | −$7,295 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,790 |
| Annual NOI | $7,585 |
| Cap Rate | 1.31% |
Cash Required to Close
| Down Payment (20%) | $115,800 |
| Ontario Land Transfer Tax | $8,055 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $126,855 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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