
608 Highvalley Road, Hamilton
Hamilton
$1,629,000
Cash flow, cap rate & mortgage breakdown
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Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$4,100/mo
Estimated from market price-to-rent ratios
Remarks
Tucked away in prestigious Old Ancaster, 608 Highvalley Road is a 4-bedroom, 3-bathroom home offering 2,469 sq ft above grade plus a finished 1,284 sq ft basement - privacy, timeless elegance, and everyday convenience just minutes from historic Ancaster Village. Set on an extraordinary lot with approximately 207 feet of backyard depth and framed by mature greenery, this is a rare, secluded retreat where morning coffee and quiet evenings feel a world away. Inside, a dramatic two-storey foyer with soaring ceilings and hardwood floors sets the tone. Coffered ceilings, a skylight, and bay windows fill the main level with light, a main floor powder room adds convenience, and the chef's kitchen - granite counters, stainless steel appliances, farmhouse sink, and an oversized island - overlooks the backyard with walkout patio access. Upstairs, four generously sized bedrooms include a primary retreat with private ensuite, plus a second full bathroom. Three fireplaces add warmth throughout, and the finished basement offers a guest room plus flexible space for a home office or recreation. A double car garage - wired for EV charging - and an extended driveway with parking for up to 4 additional vehicles complete the package. Steps to Rousseau Elementary, minutes to the Bruce Trail, waterfalls, golf, shopping, and Highway 403 for an easy GTA commute - this is established Old Ancaster living at its best.
MississaugaInvestor.ca
608 Highvalley Road
Detached · 5bd/3ba · ~2,250 sqft
$1,629,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.44%
Monthly Cash Flow
-$6,896/mo
Estimated Rent
$4,100/mo
Cash-on-Cash
-23.12%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,100 |
| Mortgage | −$7,498 |
| Property Tax | −$1,710 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,358 |
| Vacancy (5%) | −$205 |
| Cash Flow | -$6,896/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$49,200 |
| Vacancy (5%) | −$2,460 |
| Property Tax | −$20,525 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$16,290 |
| Annual NOI | $7,225 |
| Cap Rate | 0.44% |
Cash Required to Close
| Down Payment (20%) | $325,800 |
| Ontario Land Transfer Tax | $29,055 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $357,855 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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