
225 Silverbirch Boulevard, Hamilton
Hamilton
$499,900
Cash flow, cap rate & mortgage breakdown
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Listed by MICHAEL ST.JEAN REALTY INC.
Investment Analysis
Key Facts
Type
Detached Condo
Bedrooms
2
Bathrooms
1
Days on Market
7
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,050/mo
Estimated from market price-to-rent ratios
Remarks
Enjoy easy, low-maintenance living in this charming detached bungalow located in the highly desirable Villages of Glancaster, a welcoming 55+ community for active,independent adults. This move-in-ready, carpet-free home features a bright, open-concept living and dining area filled with natural light. A cozy gas fireplace creates a warminviting living area, while sliding patio doors provide seamless access to the beautifully landscaped backyard. Two generously sized bedrooms are complemented by a well-appointed 3-piece bathroom with convenient ensuite privileges. The full unfinished basement, accessible through the attached garage and separate entrance, offersexceptional potential for additional living space, a hobby room, workshop, or ample storage. Residents enjoy an outstanding lifestyle with access to the community's CountryClub, included in the condo fees. Exceptional amenities include an indoor saltwater pool, sauna, hot tub, fitness center, library, media room, pickleball and tennis courts, alongwith a variety of social activities and so much more. Enjoy the comfort, convenience, and sense of community that make the Villages of Glancaster such a desirable place tocall home.
MississaugaInvestor.ca
225 Silverbirch Boulevard
Detached Condo · 2bd/1ba · ~850 sqft
$499,900
Cash-Flow Report · July 31, 2026
Cap Rate
1%
Monthly Cash Flow
-$1,884/mo
Estimated Rent
$2,050/mo
Cash-on-Cash
-20.66%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,050 |
| Mortgage | −$2,301 |
| Property Tax | −$525 |
| Insurance | −$225 |
| Condo Fee | −$780 |
| Vacancy (5%) | −$103 |
| Cash Flow | -$1,884/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,600 |
| Vacancy (5%) | −$1,230 |
| Property Tax | −$6,299 |
| Insurance | −$2,700 |
| Condo Fee | −$9,360 |
| Annual NOI | $5,011 |
| Cap Rate | 1% |
Cash Required to Close
| Down Payment (20%) | $99,980 |
| Ontario Land Transfer Tax | $6,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $109,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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