
420 Concession 5 Road, Hamilton
Hamilton
$999,999
Cash flow, cap rate & mortgage breakdown
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Listed by Royal LePage Real Estate Associates
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
8
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,900/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 420 Concession Road 5 West! This beautiful raised bungalow is nestled on just under an acre of property. Featuring 3 Bedrooms, 2Bathrooms, and double car garage this home offers the perfect blend of comfort, space, and scenic beauty. The main level of this home offers a formal living room with strip hardwood, and beautiful front yard view, a spacious dining area adjacent to your eat-in kitchen area with maple cabinetry, and ample counter space. With an ideal layout this space is perfect for quiet family dinners, or a night of entertaining with an upper level balcony perfect for your morning coffee or a glass of wine at sunset. The main floor also features three spacious bedrooms all with double closets, and strip hardwood. The main 4 piece bath features an oversized vanity, shower/tub combination and is bright and functional.Downstairs, you'll find a cozy hosting area complete with a fireplace, perfect for gathering with family and friends. The convenient walk-out leads directly to the expansive backyard, offering ample room for yard games, gardening, or unwinding around a bonfire. The basement set up is perfect for additional recreation space, or make your own with a bonus bedroom! The large backyard offers ample space for activities, or to build your own dream workshop! Enjoy breathtaking sunsets and a peaceful backdrop of a neighbouring Christmas tree farm-this property delivers a tranquil rural lifestyle just waiting to be enjoyed.
MississaugaInvestor.ca
420 Concession 5 Road
Detached · 3bd/2ba · ~1,300 sqft
$999,999
Cash-Flow Report · July 31, 2026
Cap Rate
0.78%
Monthly Cash Flow
-$3,956/mo
Estimated Rent
$2,900/mo
Cash-on-Cash
-21.63%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,900 |
| Mortgage | −$4,603 |
| Property Tax | −$1,050 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$833 |
| Vacancy (5%) | −$145 |
| Cash Flow | -$3,956/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$34,800 |
| Vacancy (5%) | −$1,740 |
| Property Tax | −$12,600 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,000 |
| Annual NOI | $7,760 |
| Cap Rate | 0.78% |
Cash Required to Close
| Down Payment (20%) | $199,999.8 |
| Ontario Land Transfer Tax | $16,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $219,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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