305 Mohawk Road, Hamilton
Hamilton
$600,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX WEST REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
2
Days on Market
11
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,000/mo
Estimated from market price-to-rent ratios
Remarks
Beautiful, well-maintained home in a desirable neighborhood, offering a functional layout and bright, inviting living spaces. Recent major updates include a new furnace, new air conditioning system and newer roof, providing peace of mind and reduced future maintenance costs. This property is ideal for end-users and investors alike, with strong rental potential and attractive long-term appreciation prospects. Close to transit, shopping, schools and local amenities, this is a turn-key opportunity in a high-demand area.
MississaugaInvestor.ca
305 Mohawk Road
Detached · 5bd/2ba · ~900 sqft
$600,000
Cash-Flow Report · August 1, 2026
Cap Rate
2.99%
Monthly Cash Flow
-$1,267/mo
Estimated Rent
$3,000/mo
Cash-on-Cash
-11.56%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,000 |
| Mortgage | −$2,762 |
| Property Tax | −$630 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$500 |
| Vacancy (5%) | −$150 |
| Cash Flow | -$1,267/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,000 |
| Vacancy (5%) | −$1,800 |
| Property Tax | −$7,560 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,000 |
| Annual NOI | $17,940 |
| Cap Rate | 2.99% |
Cash Required to Close
| Down Payment (20%) | $120,000 |
| Ontario Land Transfer Tax | $8,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $131,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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