272 Alma Lane, Hamilton
Hamilton
$899,999
Cash flow, cap rate & mortgage breakdown
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Listed by Century 21 Heritage Group Ltd., Brokerage
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
11
Price Drop
5%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,100/mo
Estimated from market price-to-rent ratios
Remarks
Nestled on a quiet street in desirable Ancaster, this beautifully maintained home sits on an impressive oversized lot offering exceptional privacy and outdoor enjoyment. The professionally landscaped gardens create stunning curb appeal, while the backyard provides a peaceful retreat with plenty of space to relax, entertain, or play. Inside, you'll find a freshly painted interior highlighted by timeless hardwood floors and a newly renovated bathroom that blends modern style with everyday comfort. The updated kitchen features a new gas stove, perfect for home chefs and family gatherings alike. An oversized single-car garage with convenient backyard access adds functionality and versatility for hobbyists, gardeners, or additional storage needs. A rare opportunity to enjoy a private, oversized property in one of Ancaster's most sought-after neighborhoods-close to parks, schools, shopping, and all amenities. Move-in ready and meticulously cared for, this is a home you won't want to miss.**INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**
MississaugaInvestor.ca
272 Alma Lane
Detached · 4bd/2ba · ~1,300 sqft
$899,999
Cash-Flow Report · July 31, 2026
Cap Rate
1.37%
Monthly Cash Flow
-$3,118/mo
Estimated Rent
$3,100/mo
Cash-on-Cash
-18.95%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,100 |
| Mortgage | −$4,143 |
| Property Tax | −$945 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$750 |
| Vacancy (5%) | −$155 |
| Cash Flow | -$3,118/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,200 |
| Vacancy (5%) | −$1,860 |
| Property Tax | −$11,340 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,000 |
| Annual NOI | $12,300 |
| Cap Rate | 1.37% |
Cash Required to Close
| Down Payment (20%) | $179,999.8 |
| Ontario Land Transfer Tax | $14,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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