
108 Highway 52 N/A, Hamilton
Hamilton
$1,200,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ESCARPMENT REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
15
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,650/mo
Estimated from market price-to-rent ratios
Remarks
Location, Location, Location! This stunning 2-storey fully renovated 4+1 bedroom, 3.5-bathroom home offers over 3,600 square feet of bright and spacious living space on a beautiful -acre lot. Just down the street from Flamborough Hills Golf Course and with many other golf courses nearby, this home is ideally situated only 15 minutes from Dundas, Ancaster, and Brantford, and 20 minutes to Aldershot GO station. The moment you enter, you'll notice the home is filled with natural light. Recent updates include a custom kitchen (2020) with premium Caesarstone countertops and a large island, a main-floor family room with a cozy Valor gas fireplace, and convenient main-floor laundry. Upstairs you'll find four generously sized bedrooms, including a primary suite with a fully renovated ensuite featuring an oversized walk-in shower. The additional full bathroom has also been tastefully updated. The finished lower level features a fifth bedroom with an electric fireplace, plus additional family room space and an updated three-piece bathroom. Outside, enjoy a private backyard oasis with a spacious deck that includes a covered section perfect for cool evenings. A separate pergola creates an ideal space for dining and entertaining, complemented by plenty of seating and a custom built-in area that has been reinforced and wired for a hot tub - perfect for cozy nights with friends and a TV. Spectacular sunrises make this backyard truly special. A 20' x 23' shop with 40-amp service offers excellent workspace or storage. This move-in ready home truly has it all.
MississaugaInvestor.ca
108 Highway 52 N/A
Detached · 5bd/4ba · ~2,250 sqft
$1,200,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.98%
Monthly Cash Flow
-$4,541/mo
Estimated Rent
$3,650/mo
Cash-on-Cash
-20.68%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,650 |
| Mortgage | −$5,523 |
| Property Tax | −$1,260 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,000 |
| Vacancy (5%) | −$183 |
| Cash Flow | -$4,541/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,800 |
| Vacancy (5%) | −$2,190 |
| Property Tax | −$15,120 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,000 |
| Annual NOI | $11,790 |
| Cap Rate | 0.98% |
Cash Required to Close
| Down Payment (20%) | $240,000 |
| Ontario Land Transfer Tax | $20,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $263,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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