618 Upper Ottawa Street, Hamilton
Hamilton
$779,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTRON REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
2
Days on Market
17
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Excellent Mountain Location!!***** Beautiful, well-maintained detached bungalow situated on a rare 50-ft frontage in a quiet, family-friendly neighbourhood.***** Featuring a solid brick and stone exterior, an extra-wide driveway with parking for up to 6 vehicles, and a large lot.***** Offers 3+2 bedrooms and 2 full bathrooms. Updated kitchen with stainless steel appliances.**** Carpet-free throughout.***** Finished basement with 2 bedrooms, separate entrance, and shared laundry, offering excellent in-law or income potential.***** Conveniently located within walking distance to schools, parks, shopping, public transit, just minutes to major highways and all other amenities.***** An excellent opportunity for first-time buyers, growing families, or investors..***** Don't miss this exceptional property!!!*****
MississaugaInvestor.ca
618 Upper Ottawa Street
Detached · 5bd/2ba · ~900 sqft
$779,900
Cash-Flow Report · August 1, 2026
Cap Rate
3.38%
Monthly Cash Flow
-$1,394/mo
Estimated Rent
$4,095/mo
Cash-on-Cash
-9.78%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,095 |
| Mortgage | −$3,590 |
| Property Tax | −$819 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$650 |
| Vacancy (5%) | −$205 |
| Cash Flow | -$1,394/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$49,140 |
| Vacancy (5%) | −$2,457 |
| Property Tax | −$9,827 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,799 |
| Annual NOI | $26,357 |
| Cap Rate | 3.38% |
Cash Required to Close
| Down Payment (20%) | $155,980 |
| Ontario Land Transfer Tax | $12,073 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $171,053 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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