107 West 32nd Street, Hamilton
Hamilton
$699,999
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by CHASE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
35
Price Drop
4%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,600/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this quaint 3 bedroom, 2 bathroom bungalow in a quiet, family friendly neighbourhood on the West Mountain close to Scenic Drive. This lovely home features many substantial, quality updates and upgrades. Brand new kitchen with stainless steel appliances & Shingles were replaced in 2023. In 2024 there was a foundation excavation and exterior waterproofing completed, driveway asphalt replacement, new back porch and pot-lights installed in the livingroom. In 2025 the furnace, A/C and rear patio were replaced and the attic insulation was upgraded, also a beautiful, brand new 3 piece bathroom was installed in the basement. In 2026 the front livingroom window and rear kitchen window were replaced. This well built and well maintained home is perfect for first time buyers, empty nesters or a small family. The single private driveway can accommodate 3 average sized cars or 4 small ones. You will love the proximity to the escarpment trails, several nearby parks and all necessary amenities. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**
MississaugaInvestor.ca
107 West 32nd Street
Detached · 3bd/2ba · ~900 sqft
$699,999
Cash-Flow Report · July 31, 2026
Cap Rate
1.59%
Monthly Cash Flow
-$2,295/mo
Estimated Rent
$2,600/mo
Cash-on-Cash
-17.94%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,600 |
| Mortgage | −$3,222 |
| Property Tax | −$735 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$583 |
| Vacancy (5%) | −$130 |
| Cash Flow | -$2,295/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$31,200 |
| Vacancy (5%) | −$1,560 |
| Property Tax | −$8,820 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,000 |
| Annual NOI | $11,120 |
| Cap Rate | 1.59% |
Cash Required to Close
| Down Payment (20%) | $139,999.8 |
| Ontario Land Transfer Tax | $10,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $153,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.