
77A Creighton Road, Hamilton
Hamilton
$739,900
Cash flow, cap rate & mortgage breakdown
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Listed by WATERSIDE REAL ESTATE GROUP
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
30
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,600/mo
Estimated from market price-to-rent ratios
Remarks
Situated on a generous, fully fenced lot in Dundas, this detached sidesplit offers approximately 1,100 sq. ft. above grade, three bedrooms, two full bathrooms, and a functional layout ready for its next owner. The open concept main level features hardwood flooring throughout, a bright living room with a bay window, and a kitchen with butcher block countertops, and slate tile flooring in the front foyer. The finished lower level provides additional living space with a family room centered around a wood-burning fireplace, a 3-piece bathroom, laundry area, and crawl space storage. Outside, enjoy a spacious backyard complete with a pergola, hot tub, attached single-car garage, and double-wide concrete driveway. Within walking distance to schools, parks, shopping, and other everyday amenities, this home presents an excellent opportunity for families or buyers looking to update and personalize a solid property in Dundas.
MississaugaInvestor.ca
77A Creighton Road
Detached · 3bd/2ba · ~1,300 sqft
$739,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.38%
Monthly Cash Flow
-$2,555/mo
Estimated Rent
$2,600/mo
Cash-on-Cash
-18.9%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,600 |
| Mortgage | −$3,406 |
| Property Tax | −$777 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$617 |
| Vacancy (5%) | −$130 |
| Cash Flow | -$2,555/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$31,200 |
| Vacancy (5%) | −$1,560 |
| Property Tax | −$9,323 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,399 |
| Annual NOI | $10,218 |
| Cap Rate | 1.38% |
Cash Required to Close
| Down Payment (20%) | $147,980 |
| Ontario Land Transfer Tax | $11,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $162,253 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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