144 Campbell Avenue, Hamilton
Hamilton
$449,900
Cash flow, cap rate & mortgage breakdown
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Listed by KELLER WILLIAMS EDGE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
2
Bathrooms
1
Days on Market
38
Price Drop
10%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,000/mo
Estimated from market price-to-rent ratios
Remarks
Offered for the first time in nearly 37 years, this impeccably maintained home showcases exceptional pride of ownership. Major updates include a new furnace and central air conditioner (2024), with windows and roof replaced within the past 10-15 years. Originally designed as a 3-bedroom home, the current layout features expanded main-floor living space that can easily be converted back to a third bedroom.The bright basement features three above-grade windows, abundant natural light, and flexible space for a recreation room, home office, gym, workshop, or additional living area. Outside, enjoy a large deck, spacious concrete patio, and a separately gated grass yard ideal for children, pets, or gardening.Situated in sought-after Crown Point East, this home offers access to one of Hamilton's most vibrant and family-friendly neighbourhoods. Steps from BGC Hamilton-Halton and minutes from Ottawa Street, you'll enjoy popular cafés, restaurants, boutiques, the farmers market, and year-round community events. Nearby Gage Park, excellent schools, recreation facilities, and shopping at The Centre on Barton add everyday convenience. With its strong sense of community, walkable amenities, and enduring appeal, Crown Point West remains one of Hamilton's most desirable neighbourhoods. A rare opportunity to own a lovingly cared-for home in an exceptional location
MississaugaInvestor.ca
144 Campbell Avenue
Detached · 2bd/1ba · ~1,300 sqft
$449,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.21%
Monthly Cash Flow
-$1,243/mo
Estimated Rent
$2,000/mo
Cash-on-Cash
-15.15%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,000 |
| Mortgage | −$2,071 |
| Property Tax | −$472 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$375 |
| Vacancy (5%) | −$100 |
| Cash Flow | -$1,243/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,000 |
| Vacancy (5%) | −$1,200 |
| Property Tax | −$5,669 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$4,499 |
| Annual NOI | $9,932 |
| Cap Rate | 2.21% |
Cash Required to Close
| Down Payment (20%) | $89,980 |
| Ontario Land Transfer Tax | $5,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $98,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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