
34 Howard Boulevard, Hamilton
Hamilton
$1,299,000
Cash flow, cap rate & mortgage breakdown
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Listed by Halton Heritage Realty Inc.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
46
Price Drop
12%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to this wonderful family home in one of Waterdown's most sought-after neighborhoods! Beautifully landscaped gardens and an inviting flagstone staircase create exceptional curb appeal from the moment you arrive. Inside, you'll find gorgeous hardwood floors, a warm and welcoming family room with a gas fireplace, and a spacious kitchen offering abundant cabinetry, pantry storage, and plenty of room for family gatherings. The beautifully updated bathrooms add a touch of modern elegance, while the versatile lower level features a separate exterior entrance-ideal for an in-law suite, teenage retreat, or home office. Backing onto a tranquil treed space, there is a walk out from the main level to the private backyard which boasts a newer two-tier deck, perfect for entertaining or simply enjoying the natural surroundings. Conveniently located close to shopping, cafés, restaurants, pubs, walking trails, and the scenic Smokey Hollow Waterfall, this home also offers easy access to the Burlington GO Station, Highway 6, Highway 403, and Highway 407, making commuting a breeze. A perfect blend of comfort, convenience, and lifestyle-this is a home you won't want to miss!
MississaugaInvestor.ca
34 Howard Boulevard
Detached · 4bd/4ba · ~2,250 sqft
$1,299,000
Cash-Flow Report · August 3, 2026
Cap Rate
1.56%
Monthly Cash Flow
-$4,291/mo
Estimated Rent
$4,590/mo
Cash-on-Cash
-18.05%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,590 |
| Mortgage | −$5,979 |
| Property Tax | −$1,364 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,083 |
| Vacancy (5%) | −$230 |
| Cash Flow | -$4,291/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$55,080 |
| Vacancy (5%) | −$2,754 |
| Property Tax | −$16,367 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,990 |
| Annual NOI | $20,269 |
| Cap Rate | 1.56% |
Cash Required to Close
| Down Payment (20%) | $259,800 |
| Ontario Land Transfer Tax | $22,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $285,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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