
56 Ben Tirran Crescent, Hamilton
Hamilton
$869,000
Cash flow, cap rate & mortgage breakdown
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Listed by KINGSWAY REAL ESTATE
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
45
Price Drop
7%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Offered For the first time in over 30 years, this meticulously maintained family home is nestled on one of Stoney Creek's most sought-after Crescents. Situated on an impressive 50 x 153 ft private lot, this property presents a rare opportunity to own in a highly desirable neighborhood. A spacious and thoughtfully designed floor plan features generous principal rooms awaiting your personal vision and updates. The welcoming foyer is filled with natural light from an overhead skylight, while the formal living and dining rooms provide the perfect setting for entertaining. The Family room showcases a gas fireplace and custom built-in cabinetry.The open-concept kitchen has been updated with stainless steel appliances and offers seamless functionality for everyday living. Upstairs, you'll find three generously sized bedrooms, including a primary retreat complete with a walk-in closet and 3-piece ensuite. A separate side entrance to the basement offers excellent potential for an in-law suite, multi-generational living, or future rental income. Outside, the beautifully landscaped backyard is a true oasis, featuring magazine-worthy tiered gardens that provide exceptional privacy. Ideally located in a premier neighborhood, close to highly rated schools, the Bruce Trail, shopping, dining, and all essential amenities, with convenient access to major highways for commuters. Some photos are virtually staged**
MississaugaInvestor.ca
56 Ben Tirran Crescent
Detached · 3bd/3ba · ~1,750 sqft
$869,000
Cash-Flow Report · August 1, 2026
Cap Rate
2.34%
Monthly Cash Flow
-$2,308/mo
Estimated Rent
$3,740/mo
Cash-on-Cash
-14.53%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,740 |
| Mortgage | −$4,000 |
| Property Tax | −$912 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$724 |
| Vacancy (5%) | −$187 |
| Cash Flow | -$2,308/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$44,880 |
| Vacancy (5%) | −$2,244 |
| Property Tax | −$10,949 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,690 |
| Annual NOI | $20,297 |
| Cap Rate | 2.34% |
Cash Required to Close
| Down Payment (20%) | $173,800 |
| Ontario Land Transfer Tax | $13,855 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $190,655 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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