
41- 27 Rachel Drive, Hamilton
Hamilton
$577,900
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by EXP REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
2
Bathrooms
2
Days on Market
45
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,050/mo
Estimated from market price-to-rent ratios
Remarks
Imagine starting your day with a walk along the waterfront and ending it on your private balcony. Welcome to lakeside living in Stoney Creek. This stylish freehold townhome in Stoney Creek's sought-after Community Beach neighborhood, just steps from Lake Ontario and waterfront trails. Built in 2022, this move-in-ready home offers a bright, modern layout designed for today's lifestyle. The main living level features 9-foot ceilings, luxury vinyl flooring, large windows, and an open-concept design that seamlessly connects the living, dining, and kitchen areas. The contemporary kitchen offers stainless steel appliances, ample cabinetry, a breakfast bar, and walkout access to a private balcony perfect for morning coffee or evening unwinding. Upstairs you'll find two spacious bedrooms, a versatile loft ideal for a home office, reading nook, or guest space, convenient bedroom-level laundry, and a well-appointed 4-piece bathroom. The ground level offers a flexible bonus area that can serve as a home gym, office, hobby room, or additional living space. Enjoy the convenience of a private driveway, attached garage, and low-maintenance turf front lawn. Located minutes from Fifty Point Conservation Area, Marina and Beach, Costco, shopping, restaurants, and quick QEW access for commuters travelling to Toronto or Niagara. Modern, low-maintenance living in one of Stoney Creek's most desirable waterfront communities. Simply move in and enjoy. Don't miss your chance to own in one of Stoney Creek's most desirable waterfront communities.
MississaugaInvestor.ca
41- 27 Rachel Drive
Att/Row/Townhouse · 2bd/2ba · ~1,300 sqft
$577,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.32%
Monthly Cash Flow
-$2,027/mo
Estimated Rent
$2,050/mo
Cash-on-Cash
-19.21%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,050 |
| Mortgage | −$2,660 |
| Property Tax | −$607 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$482 |
| Vacancy (5%) | −$103 |
| Cash Flow | -$2,027/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$24,600 |
| Vacancy (5%) | −$1,230 |
| Property Tax | −$7,282 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,779 |
| Annual NOI | $7,609 |
| Cap Rate | 1.32% |
Cash Required to Close
| Down Payment (20%) | $115,580 |
| Ontario Land Transfer Tax | $8,033 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $126,613 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.