
136 Whitwell Way, Hamilton
Hamilton
$849,400
Cash flow, cap rate & mortgage breakdown
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Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
49
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,050/mo
Estimated from market price-to-rent ratios
Remarks
SPACIOUS FAMILY HOME WITH BONUS RETREAT. If your family needs more room to live, work, relax and spread out, this home solves that problem in a big way. Set in a quiet, family-friendly Binbrook neighbourhood, this is the kind of space where it makes sense to stay and grow without sacrificing comfort or convenience. Step inside and feel the difference. The high ceilings in the entry and main level create abright, open first impression from the moment you arrive. The large kitchen and main living area are designed for real life, from busy mornings and weeknight dinners to hosting family without feeling crowded. One of the biggest advantages is the oversized space above the 2 car garage. This flexible bonus area can become a movie room, playroom, home office, teen hangout or private retreat, complete with its own patio for extra breathing room. Built-in surround sound speakers add an elevated touch for movie nights or entertaining. With 3 bedrooms upstairs plus an additional basement bedroom, this original-ownerhome offers the care and pride of ownership buyers love to see. It is an efficient Energy Star home with an ERV system for improved air exchange and energy-conscious living. You'll also appreciate the permanent outdoor lights by Kraun Electric with transferable warranty and app control.
MississaugaInvestor.ca
136 Whitwell Way
Detached · 4bd/3ba · ~2,250 sqft
$849,400
Cash-Flow Report · July 31, 2026
Cap Rate
1.52%
Monthly Cash Flow
-$2,838/mo
Estimated Rent
$3,050/mo
Cash-on-Cash
-18.28%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,050 |
| Mortgage | −$3,910 |
| Property Tax | −$892 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$153 |
| Cash Flow | -$2,838/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,600 |
| Vacancy (5%) | −$1,830 |
| Property Tax | −$10,702 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,494 |
| Annual NOI | $12,874 |
| Cap Rate | 1.52% |
Cash Required to Close
| Down Payment (20%) | $169,880 |
| Ontario Land Transfer Tax | $13,463 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,343 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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