
77 Cathedral Court, Hamilton
Hamilton
$875,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE RCR REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
4
Days on Market
56
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,650/mo
Estimated from market price-to-rent ratios
Remarks
Modern and spacious 3 bdrm (plus den), 4 washroom townhome situated on a quiet cul-de-sac in a highly convenient, family-friendly neighbourhood. With over 1650 sqft this home offers a bright, open-concept layout with a well-defined dining area and a large eat-in kitchen featuring a walkout to an oversized deck, overlooking a lovely rear yard-perfect for entertaining and everyday living. The freshly painted main floor is complemented by generous principal living and dining spaces, enhanced by a cozy double-sided fireplace, while the second level offers a well-appointed primary bedroom complete with a 4-piece ensuite, separate shower, large soaker tub, and his-and-hers closets, along with two additional bedrooms and a versatile den ideal, for a home office or nursery. The finished lower level adds valuable living space with a large family room featuring a walkout to a private backyard with no rear neighbours, a 2-piece bathroom, laundry area, and ample storage. Additional features include an attached garage, with access from house, for added convenience and secure parking. Located within walking distance to schools, daycare, the YMCA, and Memorial Park with its baseball diamond, splash pad, and skating loop. Quick access to Highway 403, QEW, 407, and Aldershot GO ensures an easy commute. A fantastic turnkey opportunity in a sought-after location-don't miss it. Updates: Furnace (2023), Ecobee smart thermostat, Stonework at front (2025), New Garage Door (2025) & Garage Door Opener operated with MyQ App
MississaugaInvestor.ca
77 Cathedral Court
Att/Row/Townhouse · 3bd/4ba · ~1,750 sqft
$875,900
Cash-Flow Report · July 31, 2026
Cap Rate
0.88%
Monthly Cash Flow
-$3,390/mo
Estimated Rent
$2,650/mo
Cash-on-Cash
-21.17%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,650 |
| Mortgage | −$4,032 |
| Property Tax | −$920 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$730 |
| Vacancy (5%) | −$133 |
| Cash Flow | -$3,390/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$31,800 |
| Vacancy (5%) | −$1,590 |
| Property Tax | −$11,036 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,759 |
| Annual NOI | $7,715 |
| Cap Rate | 0.88% |
Cash Required to Close
| Down Payment (20%) | $175,180 |
| Ontario Land Transfer Tax | $13,993 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $192,173 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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