
192 Concession 14 N/A, Hamilton
Hamilton
$1,549,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ESCARPMENT REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
70
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,750/mo
Estimated from market price-to-rent ratios
Remarks
Tucked away on a beautiful 1.08-acre lot, this charming Cape Cod home is filled with character and thoughtful updates. From the pretty dormers to the inviting covered porch, the curb appeal is undeniable. Inside, a spacious and welcoming foyer with a walk-in front closet sets the tone for a well-designed floor plan. The living room features a cozy propane fireplace, while the formal dining room is perfect for hosting family and friend dinners and holiday gatherings. The updated, character-filled family room offers a wood-burning fireplace, built-ins, ceiling beams and access to a covered deck overlooking the private, serene backyard and pool. The eat-in kitchen includes a walk-in pantry and the main level also features a large laundry room with a laundry sink and space for an extra fridge or freezer. The oversized garage offers inside entry to the home and features a propane heater and an upper-level loft area, providing excellent storage or workshop space. Upstairs, you'll find 3 generous-sized bedrooms while the finished basement adds a 4th bedroom, a rec room with egress window, a 3-piece bathroom and ample storage space. Outside, the incredible outdoor living space truly shines with a 20' x 40' heated saltwater pool with an 8' deep end, hot tub, armour stone, paver stones surrounding the pool and a convenient pool shed, all set within a peaceful, private and serene setting. Numerous updates include siding in 2018, roof in 2020, covered porch and front walkway in 2020 and fascia, soffit, eaves and pot lights in 2021. This is all is all set in a quiet, beautiful location buyers will love. RSA.
MississaugaInvestor.ca
192 Concession 14 N/A
Detached · 4bd/4ba · ~2,750 sqft
$1,549,900
Cash-Flow Report · July 31, 2026
Cap Rate
0.32%
Monthly Cash Flow
-$6,716/mo
Estimated Rent
$3,750/mo
Cash-on-Cash
-23.67%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,750 |
| Mortgage | −$7,134 |
| Property Tax | −$1,627 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,292 |
| Vacancy (5%) | −$188 |
| Cash Flow | -$6,716/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$45,000 |
| Vacancy (5%) | −$2,250 |
| Property Tax | −$19,529 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$15,499 |
| Annual NOI | $5,022 |
| Cap Rate | 0.32% |
Cash Required to Close
| Down Payment (20%) | $309,980 |
| Ontario Land Transfer Tax | $27,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $340,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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