70 Upper Mount Albion Road, Hamilton
Hamilton
$1,795,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ABOUTOWNE REALTY CORP.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
4
Days on Market
93
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to 70 Upper Mount Albion Road, Stoney Creek. Designed with the elegance of Toronto and Oakville modern architecture in mind, this striking home offers 6 bedrooms and 4 bathrooms on an exceptionally deep 50 x 252 ft lot backing onto protected conservation land. With more than 4,000 square feet of refined living space, the residence is finished with custom imported Italian millwork, a contemporary kitchen featuring Jenn-Air appliances, quartz surfaces, and a full quartz backsplash. Expansive windows fill the home with natural light, highlighting hardwood floors throughout the main and upper levels, enhanced ceiling heights, and a statement mono-beam staircase with glass railings. A covered rear patio extends the living space outdoors, while a private side entrance leads to a fully finished basement-ideal for multi-generational living or future in-law accommodations. The location offers the perfect balance of nature and convenience: everyday essentials such as Starbucks, Sobeys, LCBO, Indigo, HomeSense, Cineplex, and a wide selection of dining options are within a 10-minute walk. Outdoor enthusiasts will love being just steps from the Eramosa Karst trails and the East Mountain biking loop, while quick access to the Red Hill Valley Parkway and the LINC makes commuting effortless. While photos offer a glimpse, they don't fully capture the craftsmanship, scale, and level of finish throughout the home... you truly need to experience it in person to appreciate the quality and luxury. This home truly delivers a modern design, privacy, and lifestyle convenience all in one exceptional package.
MississaugaInvestor.ca
70 Upper Mount Albion Road
Detached · 6bd/4ba · ~3,250 sqft
$1,795,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.27%
Monthly Cash Flow
-$6,363/mo
Estimated Rent
$5,795/mo
Cash-on-Cash
-19.36%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,795 |
| Mortgage | −$8,262 |
| Property Tax | −$1,885 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,496 |
| Vacancy (5%) | −$290 |
| Cash Flow | -$6,363/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$69,540 |
| Vacancy (5%) | −$3,477 |
| Property Tax | −$22,617 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$17,950 |
| Annual NOI | $22,796 |
| Cap Rate | 1.27% |
Cash Required to Close
| Down Payment (20%) | $359,000 |
| Ontario Land Transfer Tax | $32,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $394,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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