
6545 Sapling Trail, Mississauga
Lisgar · Investor guide
$969,000
Estimated Value
$734,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,250/mo
Based on Lisgar neighbourhood rental data for 3-bed Semi-Detached
Remarks
Welcome to this beautifully renovated family home in the highly sought-after Lisgar community, offering approximately 2,168 sqft of finished living space (1,561 sqft above grade). Thoroughly renovated from top to bottom around 2020, this exceptional turnkey home in a high-demand area is truly move-in ready. The bright, open-concept living and dining areas provide an ideal setting for both everyday living and entertaining, highlighted by a stylish electric fireplace in the living room. The gourmet family-sized kitchen features quartz countertops, stainless steel appliances, a breakfast bar, & ample workspace for the home chef. The upper level offers three spacious bedrooms, including a generous primary retreat with a luxurious 5-piece ensuite featuring a double sink with a marble countertop. The professionally finished basement expands the living space with a large recreation/family room featuring a second electric fireplace, a 3-piece bathroom, abundant storage, and endless possibilities for entertaining, relaxing, or a home office. This broadloom-free home has been thoughtfully updated throughout and features hardwood flooring, luxury tile, & laminate, combining timeless style with exceptional durability. Freshly painted and enhanced with extensive pot lighting, smart switches, and a Nest smart thermostat, the home seamlessly blends comfort with modern technology. Additional upgrades include central vacuum, a Swordfish ultraviolet air cleaner, humidifier, tankless hot water heater, updated windows (2010), roof (2011), furnace (2014), humidifier (2014), air conditioning (2020), and a new concrete backyard patio. The deep lot provides plenty of outdoor space for entertaining, gardening, or family enjoyment, while the attached garage, private driveway, and convenient direct interior access from the garage into the home add everyday practicality. Close to schools and parks, and just minutes to GO Station, public transit, major highways, shopping & restaurants.
MississaugaInvestor.ca
6545 Sapling Trail
Semi-Detached · 3bd/4ba · ~1,750 sqft
$969,000
Cash-Flow Report · August 3, 2026
Cap Rate
1.7%
Monthly Cash Flow
-$3,084/mo
Estimated Rent
$3,250/mo
Cash-on-Cash
-17.4%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,250 |
| Mortgage | −$4,460 |
| Property Tax | −$678 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$808 |
| Vacancy (5%) | −$163 |
| Cash Flow | -$3,084/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$39,000 |
| Vacancy (5%) | −$1,950 |
| Property Tax | −$8,140 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,690 |
| Annual NOI | $16,520 |
| Cap Rate | 1.7% |
Cash Required to Close
| Down Payment (20%) | $193,800 |
| Ontario Land Transfer Tax | $15,855 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $212,655 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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