20 Rockwell Avenue, Toronto W03
Toronto W03
$948,000
Cash flow, cap rate & mortgage breakdown
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Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Extensively Renovated Semi-Detached Home with Exceptional Quality and Design. Welcome to this beautifully renovated 3-bedroom semi-detached home, where thoughtful design meets modern functionality. This property has undergone an extensive, permitted renovation with a strong commitment to quality craftsmanship and attention to detail. Major upgrades include new furnace, new ductwork, new hot water tank, new appliances, new flat roof, updated plumbing, and complete electrical rewiring - providing peace of mind for years to come. Ideally located within walking distance to the vibrant St. Clair neighbourhood, with its popular shops, cafes, restaurants, and amenities, this home offers both convenience and high quality lifestyle. A separate basement entrance leads to a versatile lower level featuring additional living space, a kitchen, and a bathroom - offering excellent potential for an in-law suite, nanny suite, or extended family accommodation. Enjoy a private north-facing backyard, perfect for summer entertaining, gardening, and relaxing outdoors. A rare opportunity to own a move-in-ready home where the major investments have already been completed.
MississaugaInvestor.ca
20 Rockwell Avenue
Semi-Detached · 4bd/2ba · ~1,300 sqft
$948,000
Cash-Flow Report · August 3, 2026
Cap Rate
2.68%
Monthly Cash Flow
-$2,245/mo
Estimated Rent
$4,090/mo
Cash-on-Cash
-12.95%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,090 |
| Mortgage | −$4,364 |
| Property Tax | −$751 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$790 |
| Vacancy (5%) | −$205 |
| Cash Flow | -$2,245/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$49,080 |
| Vacancy (5%) | −$2,454 |
| Property Tax | −$9,006 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,480 |
| Annual NOI | $25,440 |
| Cap Rate | 2.68% |
Cash Required to Close
| Down Payment (20%) | $189,600 |
| Ontario Land Transfer Tax | $15,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $208,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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