
97 Ennerdale Road, Toronto W03
Toronto W03
$1,799,000
Cash flow, cap rate & mortgage breakdown
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Listed by ZOLO REALTY
Investment Analysis
Key Facts
Type
Other
Bedrooms
6
Bathrooms
5
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to this beautifully renovated raised bungalow in the highly sought-after Dufferin & Eglinton neighbourhood! Offering exceptional flexibility and outstanding income potential, this one-of-a-kind property is ideal for families, investors, or anyone looking to offset their mortgage with multiple revenue streams.The fully updated main residence features a bright, modern layout with quality finishes throughout. Adding to its appeal is a separately accessed basement apartment and an architecturally distinctive, fully detached garden suite, currently generating a combined $4,900 per month in rental income and providing exceptional cash flow from day one.Featured by Laneway Housing Advisors as one of Toronto's most unique garden suites, this remarkable addition sets the property apart with its thoughtful design, functionality, and rare appeal. Whether you're seeking a premium investment opportunity or a home with exceptional mortgage-helper potential, this property offers endless possibilities.Ideally situated in the heart of a vibrant midtown community, you'll enjoy convenient access to the LRT transit, schools, parks, shopping, restaurants, and everyday amenities. This rare turnkey property combines a beautifully renovated home with exceptional income potential and one of Toronto's most distinctive and celebrated garden suites.
MississaugaInvestor.ca
97 Ennerdale Road
Other · 6bd/5ba · ~1,750 sqft
$1,799,000
Cash-Flow Report · August 2, 2026
Cap Rate
1.57%
Monthly Cash Flow
-$5,924/mo
Estimated Rent
$5,795/mo
Cash-on-Cash
-17.99%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,795 |
| Mortgage | −$8,281 |
| Property Tax | −$1,424 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,499 |
| Vacancy (5%) | −$290 |
| Cash Flow | -$5,924/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$69,540 |
| Vacancy (5%) | −$3,477 |
| Property Tax | −$17,091 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$17,990 |
| Annual NOI | $28,282 |
| Cap Rate | 1.57% |
Cash Required to Close
| Down Payment (20%) | $359,800 |
| Ontario Land Transfer Tax | $32,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $395,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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