
3085 Mistletoe Gardens, Oakville
Oakville
$948,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE SILVERCITY REALTY INC.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,250/mo
Estimated from market price-to-rent ratios
Remarks
Nestled in the prestigious Preserve community of North Oakville, this stunning 3-bedroom, 2.5-bathroom freehold townhouse sits on a desirable corner lot, blending modern elegance with functionality and future potential. Steps from Preserve Park, minutes from Highway 407/Neyagawa,and close to the Sixteen Mile Sports Complex, top-rated school, trails,and shopping - including the highly rated Oodenawi Public School just around the corner.Spanning three thoughtfully designed levels, the ground floor welcomes you with a practical entryway that can flex as a home office or dedicated workspace.The second floor is where the home truly shines. Flooded with natural light, the open-concept kitchen, dining, and living areas feature sleek countertops, a contemporary backsplash, an eat-in island, and solid oak hardwood flooring. Step out directly onto your private patio - perfect for entertaining or unwinding. Fresh paint and matching oak staircases complete the crisp, move-in ready feel.The third floor is dedicated to rest and privacy, with a primary retreat and 3-piece ensuite, two additional bedrooms, and a well-appointed 3-piece main bathroom.Further highlights include five appliances, window coverings, a tankless water heater, a single-car garage with an additional driveway spot, and a built-in EV charger. The unfinished attic offers exciting opportunity to add living space and increase long-term value.Freshly painted, meticulously maintained, and truly move-in ready -with a prime corner lot, top school district, this is a rare opportunity not to be missed.
MississaugaInvestor.ca
3085 Mistletoe Gardens
Att/Row/Townhouse · 3bd/3ba · ~1,750 sqft
$948,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.79%
Monthly Cash Flow
-$2,948/mo
Estimated Rent
$3,250/mo
Cash-on-Cash
-17%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,250 |
| Mortgage | −$4,364 |
| Property Tax | −$656 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$790 |
| Vacancy (5%) | −$163 |
| Cash Flow | -$2,948/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$39,000 |
| Vacancy (5%) | −$1,950 |
| Property Tax | −$7,868 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,480 |
| Annual NOI | $17,002 |
| Cap Rate | 1.79% |
Cash Required to Close
| Down Payment (20%) | $189,600 |
| Ontario Land Transfer Tax | $15,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $208,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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