
48 Clair Road, Toronto W05
Toronto W05
$1,399,900
Cash flow, cap rate & mortgage breakdown
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Listed by NEW WORLD 2000 REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
First Time Offered on the Market! Proudly offered by the original owners, this custom built spacious 5-level detached sidesplit is situated on a premium 68.25 x 108.25 ft. lot backing directly onto an elementary school. Ideal for growing families, multi-generational living, or savvy investors, this well-maintained home offers exceptional space, flexibility, and endless possibilities. Featuring 3+1 bedrooms, 4 bathrooms, 2 kitchens, an attached 2-car garage, a separate side entrance, and a walk-up from the lower level to the backyard, this unique layout is designed for comfortable family living. The bright main level showcases modern hardwood flooring in the living and dining rooms, while four finished levels provide generous living and entertaining space throughout. The versatile lower levels include a spacious family room, den, recreation room with fireplace, second kitchen, wet bar, and a 3-piece bathroom, making it ideal for extended family, guests, or additional living space. The home has been well maintained over the years with numerous improvements completed throughout its ownership. Located in a highly sought-after family neighbourhood, this exceptional home is within walking distance to schools, parks, transit, shopping, and everyday amenities, with convenient access to major highways. A rare opportunity to own a meticulously maintained home on one of the area's finest premium lots.
MississaugaInvestor.ca
48 Clair Road
Detached · 3bd/4ba · ~2,250 sqft
$1,399,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.8%
Monthly Cash Flow
-$4,346/mo
Estimated Rent
$4,840/mo
Cash-on-Cash
-16.96%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,840 |
| Mortgage | −$6,444 |
| Property Tax | −$1,108 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,167 |
| Vacancy (5%) | −$242 |
| Cash Flow | -$4,346/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$58,080 |
| Vacancy (5%) | −$2,904 |
| Property Tax | −$13,299 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,999 |
| Annual NOI | $25,178 |
| Cap Rate | 1.8% |
Cash Required to Close
| Down Payment (20%) | $279,980 |
| Ontario Land Transfer Tax | $24,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $307,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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