
3329 Merion Gardens, Oakville
Oakville
$1,899,999
Cash flow, cap rate & mortgage breakdown
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Listed by IQI GLOBAL REAL ESTATE
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
5
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$5,100/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this impeccably upgraded detached home in Oakville's prestigious Preserve community, ideally situated on one of the neighbourhood's quietest and most sought-after streets. Offering 4 bedrooms, 3.5 bathrooms above grade, a fully finished basement with an additional bathroom, and over $200,000 in premium upgrades, this exceptional residence combines sophisticated design, quality finishes and a functional family-friendly layout.The main floor impresses with soaring 10' ceilings, upgraded hardwood flooring and an abundance of natural light. At the heart of the home is a stunning designer kitchen featuring quartz countertops, a dramatic waterfall island, herringbone backsplash and elegant floor-to-ceiling white cabinetry. Additional upgrades include a sleek linear gas fireplace, pot lights, custom lighting and plumbing fixtures, upgraded tile, and fresh paint throughout.Upstairs, 9' ceilings enhance the spacious feel. A separate family room with walk-out balcony provides a versatile retreat, perfect for a media room, home office or lounge. The sun-filled primary suite features a custom walk-in closet and spa-inspired ensuite complete with a freestanding tub and oversized glass-enclosed shower. Two of the four bedrooms enjoy private ensuites, providing added comfort and privacy for family or guests.The fully finished basement significantly expands the living space and features 9' ceilings, oversized windows and an additional bathroom. Ideal for entertaining or extended family living, the lower level offers excellent flexibility for a recreation room, home theatre, gym, guest suite or additional living area.With over $200,000 invested in upgrades and thoughtful finishes throughout, this move-in-ready home delivers luxury, space and functionality in one of Oakville's most desirable communities. Conveniently located close to parks, trails, top-rated schools, shopping and major commuter routes.
MississaugaInvestor.ca
3329 Merion Gardens
Detached · 5bd/5ba · ~3,250 sqft
$1,899,999
Cash-Flow Report · July 31, 2026
Cap Rate
1.09%
Monthly Cash Flow
-$7,022/mo
Estimated Rent
$5,100/mo
Cash-on-Cash
-20.18%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,100 |
| Mortgage | −$8,745 |
| Property Tax | −$1,314 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,583 |
| Vacancy (5%) | −$255 |
| Cash Flow | -$7,022/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$61,200 |
| Vacancy (5%) | −$3,060 |
| Property Tax | −$15,770 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$19,000 |
| Annual NOI | $20,670 |
| Cap Rate | 1.09% |
Cash Required to Close
| Down Payment (20%) | $379,999.8 |
| Ontario Land Transfer Tax | $34,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $417,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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