
12 Stirrup Court, Brampton
Brampton
$899,999
Cash flow, cap rate & mortgage breakdown
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Listed by TEAM PANAG REAL ESTATE INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Stunning Detached Home on Premium Pie-Shaped Lot Backing Onto Park - Turn-Key & Fully Upgraded Welcome to this beautifully upgraded 3-bedroom, 3-bath detached home nestled on a quiet cul-de-sac in one of Brampton's most desirable family neighborhoods near Williams Parkway & Chinguacousy. Offering nearly 2,000 sq ft of elegant living space, this home sits on a rare pie-shaped lot backing directly onto a park, providing unmatched privacy and a serene natural backdrop. Step inside to a bright, open-concept layout featuring hardwood floors throughout, fresh modern finishes, and a warm, inviting atmosphere perfect for family living and entertaining. The heart of the home is the fully renovated chef's kitchen, complete with quartz countertops, stainless steel GE appliances, stylish cabinetry, and a spacious eat-in area overlooking the lush backyard. The adjoining family room offers a cozy, connected space ideal for gatherings. All bathrooms have been tastefully renovated with contemporary fixtures and premium finishes, adding a luxurious touch throughout the home. Upstairs, you'll find three generous bedrooms, including a spacious primary suite with an ample walk-in closet and a beautifully updated ensuite bath. The unfinished basement offers a blank canvas-ideal for creating a future recreation room, home gym, or in-law suite tailored to your needs. Outside, enjoy a new backyard shed structure, a wide pie-shaped lot, and direct access to the park-a dream setting for families, kids, and outdoor lovers. The upgraded double-car garage door, long driveway, and quiet court location complete this exceptional package. Major mechanical upgrades include: Roof shingles (approx. 5 years), Upgraded A/C (2022), Upgraded furnace (2022), Owned water heater Since 2024.New GE washer/dryer (2023), Hurricane resistant garage door with new Chamberlain Mechanism (2020).This home truly checks every box: location, lot, upgrades, layout, and lifestyle.
MississaugaInvestor.ca
12 Stirrup Court
Detached · 3bd/3ba · ~1,750 sqft
$899,999
Cash-Flow Report · August 1, 2026
Cap Rate
2.43%
Monthly Cash Flow
-$2,318/mo
Estimated Rent
$3,840/mo
Cash-on-Cash
-14.09%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,840 |
| Mortgage | −$4,143 |
| Property Tax | −$848 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$750 |
| Vacancy (5%) | −$192 |
| Cash Flow | -$2,318/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,080 |
| Vacancy (5%) | −$2,304 |
| Property Tax | −$10,170 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,000 |
| Annual NOI | $21,906 |
| Cap Rate | 2.43% |
Cash Required to Close
| Down Payment (20%) | $179,999.8 |
| Ontario Land Transfer Tax | $14,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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