
13143 Heart Lake Road, Caledon
Caledon
$1,945,000
Cash flow, cap rate & mortgage breakdown
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Listed by TAILOR MADE REAL ESTATE INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to this beautifully maintained 4+1-bedroom home nestled on a picturesque 1-acre mature lot in the heart of Caledon. Offering the perfect blend of comfort, functionality, and privacy, this property is ideal for families, multi-generational living, or those seeking extra space.The bright and inviting interior features four spacious bedrooms and two well-appointed 3-piece bathrooms. The lower level offers exceptional flexibility with a separate entrance, an additional bedroom with an 11'8 x 7'11 walk-in closet, a full 4-piece bathroom, large Rec Room and other storage areas-perfect for extended family, guests, or potential in-law accommodations.Step outside to enjoy the tranquility of the expansive, tree-lined property, providing plenty of room for outdoor entertaining, gardening, or simply relaxing in a peaceful country setting. Ample parking accommodates multiple vehicles with ease, making it convenient for family and visitors alike.Located in a sought-after South Caledon setting, this exceptional property offers the charm of country living while remaining within easy reach of amenities, schools, parks, and commuter routes. A rare opportunity to own a spacious home on a beautiful one-acre lot with endless possibilities.For investors, this property offers future development potential being designated Employment within Caledon's Official Plan. Newly installed Municipal Water connection available at the lot line for a Buyer to connect at the Buyer's expense should they choose to convert to Municipal water. Buyer to verify all information for their own needs and purposes.
MississaugaInvestor.ca
13143 Heart Lake Road
Detached · 5bd/3ba · ~2,250 sqft
$1,945,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.43%
Monthly Cash Flow
-$6,642/mo
Estimated Rent
$5,945/mo
Cash-on-Cash
-18.65%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,945 |
| Mortgage | −$8,953 |
| Property Tax | −$1,491 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,621 |
| Vacancy (5%) | −$297 |
| Cash Flow | -$6,642/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$71,340 |
| Vacancy (5%) | −$3,567 |
| Property Tax | −$17,894 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$19,450 |
| Annual NOI | $27,729 |
| Cap Rate | 1.43% |
Cash Required to Close
| Down Payment (20%) | $389,000 |
| Ontario Land Transfer Tax | $35,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $427,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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