
10 Southwind Terrace, Oakville
Oakville
$2,999,000
Cash flow, cap rate & mortgage breakdown
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Listed by Sotheby's International Realty Canada, Brokerage
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$5,400/mo
Estimated from market price-to-rent ratios
Remarks
Lakefront, large and very spacious, freehold townhouse, rarely offered, in prestigious Bronte with unobstructed, panoramic views of Lake Ontario. One of only a select few waterfront residences in this exclusive enclave and seldom available, this exceptional townhouse is offered for the first time and has been professionally renovated from the ground up, representing a complete rebuild with all-new systems, infrastructure, and bespoke designer finishes throughout. Thoughtfully reimagined with refined architectural detail, the residence showcases a dramatic custom staircase, sun-filled open-concept living spaces, and expansive windows that frame breathtaking lake views from multiple levels. Seamless indoor-outdoor flow creates an unparalleled waterfront living experience rarely available in townhouse ownership. The designer kitchen features custom cabinetry and premium appliances, including a high-end stove with oven, range hood, microwave, dishwasher, and refrigerator, curated for elevated everyday living and elegant entertaining. Engineered hardwood flooring extends throughout, complemented by heated bathroom floors and three fireplaces, including two gas fireplaces and an electric fireplace in the private primary suite. The spa-inspired primary ensuite features a steam shower. The third bedroom offers flexibility to be a family room (presently used as one). Basement office/den has multiple uses. Two private waterfront decks, including an impressive 40-ft deck(approx.) on the main and a fully covered one on the third floor, provide exceptional outdoor living and spectacular sunset views. Located in one of Oakville's most coveted waterfront communities with private tennis courts, just steps to Bronte Harbour, marina, waterfront trails, fine dining, and boutique shops. A truly rare turnkey lakefront offering.
MississaugaInvestor.ca
10 Southwind Terrace
Att/Row/Townhouse · 3bd/4ba · ~2,250 sqft
$2,999,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.13%
Monthly Cash Flow
-$13,472/mo
Estimated Rent
$5,400/mo
Cash-on-Cash
-24.34%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,400 |
| Mortgage | −$13,804 |
| Property Tax | −$2,074 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$2,499 |
| Vacancy (5%) | −$270 |
| Cash Flow | -$13,472/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$64,800 |
| Vacancy (5%) | −$3,240 |
| Property Tax | −$24,892 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$29,990 |
| Annual NOI | $3,978 |
| Cap Rate | 0.13% |
Cash Required to Close
| Down Payment (20%) | $599,800 |
| Ontario Land Transfer Tax | $61,450 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $664,250 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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