
2054 Westmount Drive, Oakville
Oakville
$1,199,900
Cash flow, cap rate & mortgage breakdown
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Listed by Royal LePage Real Estate Services Ltd., Brokerage
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,650/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this cozy family home in one of Oakville's most sought after Westmount neighbourhoods. Offering a spacious and functional layout, this home is perfect for both everyday living and entertaining.The large living and dining room combination creates an inviting space to gather, while the large eat in kitchen features granite countertops, an upgraded backsplash, under cabinet lighting and a walk out to a beautiful backyard with a large deck and above ground pool. Just a few steps up, the impressive family room offers cathedral ceilings, a cozy gas fireplace and an abundance of natural light, creating the perfect place to unwind.The upper level features three great size bedrooms, including a spacious primary suite with double closets and a private four piece ensuite with a skylight. Upgraded laminate flooring extends throughout the entire upper level.The finished lower level offers a recreation room with laminate flooring, a three piece bathroom and plenty of storage, providing flexible space for family living, a home office, gym or playroom. Ideally located close to schools, parks, shopping, hospital and major commuter routes, this is an incredible opportunity to own a wonderful family home in one of Oakville's most establishedand desirable communities.
MississaugaInvestor.ca
2054 Westmount Drive
Detached · 3bd/4ba · ~1,750 sqft
$1,199,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.41%
Monthly Cash Flow
-$4,111/mo
Estimated Rent
$3,650/mo
Cash-on-Cash
-18.73%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,650 |
| Mortgage | −$5,523 |
| Property Tax | −$830 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,000 |
| Vacancy (5%) | −$183 |
| Cash Flow | -$4,111/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,800 |
| Vacancy (5%) | −$2,190 |
| Property Tax | −$9,959 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,999 |
| Annual NOI | $16,952 |
| Cap Rate | 1.41% |
Cash Required to Close
| Down Payment (20%) | $239,980 |
| Ontario Land Transfer Tax | $20,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $263,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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