
14 Westhampton Drive, Toronto W09
Toronto W09
$895,000
Cash flow, cap rate & mortgage breakdown
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Listed by MAIN STREET REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Incredible opportunity to own a spacious family style bungalow with a separate basement entrance, excellent income potential, and ideal accommodations for multigenerational living. Situated on a large, fully fenced lot with no rear neighbours, this property offers privacy, flexibility, and endless possibilities for today's homeowners. This charming detached bungalow features 3+1 bedrooms and 2 bathrooms, making it perfect for growing families, investors, or those seeking additional living space. The bright and inviting living room is highlighted by a large picturesque window that fills the home with an abundance of natural light, creating a warm and welcoming atmosphere. The functional layout offers a seamless blend of comfort and practicality, while the finished basement expands the living area with a cozy gas fireplace, separate entrance, and walk-up to the backyard. Whether you're looking to accommodate extended family, create a private living space, or explore future income-generating opportunities, this home provides exceptional versatility. Step outside to enjoy the beautifully maintained backyard, offering ample space for entertaining, gardening, or relaxing in a peaceful setting with no rear neighbours. The large lot provides a rare combination of privacy and outdoor enjoyment. Located in a vibrant, family-friendly community, this move in ready home is just minutes from schools, parks, scenic trails, restaurants, shopping, and Hwy 401, providing convenience and an exceptional lifestyle. Lovingly maintained and full of potential, this home is ready for its next chapter. Don't miss this incredible opportunity, schedule your private showing today!
MississaugaInvestor.ca
14 Westhampton Drive
Detached · 4bd/2ba · ~1,300 sqft
$895,000
Cash-Flow Report · July 31, 2026
Cap Rate
3.02%
Monthly Cash Flow
-$1,867/mo
Estimated Rent
$4,140/mo
Cash-on-Cash
-11.41%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,140 |
| Mortgage | −$4,120 |
| Property Tax | −$709 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$746 |
| Vacancy (5%) | −$207 |
| Cash Flow | -$1,867/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$49,680 |
| Vacancy (5%) | −$2,484 |
| Property Tax | −$8,503 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,950 |
| Annual NOI | $27,043 |
| Cap Rate | 3.02% |
Cash Required to Close
| Down Payment (20%) | $179,000 |
| Ontario Land Transfer Tax | $14,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $196,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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