889 Challinor Terrace, Milton
Milton
$999,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE G1 REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,100/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to an immaculate 3-bedroom, 3 washrooms detach home in the most sought out neighborhood of Harwood in the city Milton. This home floors are equipped with hardwood, no carpet whatsoever. Close to Plaza's, Hospital. Separate Dining Room, Master Ensuite with Super Shower Upgrade, Custom Backyard Reading Bench with Pergola (Backyard Is Approx 10' Deeper Than Most in Town as Well!!), And Much More on a Quiet Side Street Steps to Schools and Parks!
MississaugaInvestor.ca
889 Challinor Terrace
Detached · 3bd/3ba · ~1,300 sqft
$999,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.49%
Monthly Cash Flow
-$3,360/mo
Estimated Rent
$3,100/mo
Cash-on-Cash
-18.39%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,100 |
| Mortgage | −$4,598 |
| Property Tax | −$649 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$833 |
| Vacancy (5%) | −$155 |
| Cash Flow | -$3,360/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,200 |
| Vacancy (5%) | −$1,860 |
| Property Tax | −$7,792 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,990 |
| Annual NOI | $14,858 |
| Cap Rate | 1.49% |
Cash Required to Close
| Down Payment (20%) | $199,800 |
| Ontario Land Transfer Tax | $16,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $219,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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