
11 Regency Court, Oakville
Oakville
$2,229,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$5,100/mo
Estimated from market price-to-rent ratios
Remarks
Rarely offered, this beautifully renovated 4-bedroom Cape Cod home is situated on an exclusive cul-de-sac of just nine homesin one of Oakville's most sought-after neighbourhoods. Set on an exceptional premium lot (approximately 95' x 132' x 114' x 125'), theproperty backs onto the prestigious Oakville Golf Club, offering outstanding privacy, golf course views, and direct access to scenic trailsleading to Sixteen Mile Creek. Inside, the home features expansive windows that perfectly frame the surrounding mature trees and greenery.The spectacular open-concept main floor, renovated in 2021, showcases luxury white oak hardwood flooring and a designer kitchen equippedwith top-of-the-line Thermador appliances, a 10' island, custom cabinetry, and Italian porcelain countertops, waterfall island andbacksplashes. Additionally, the professionally finished basement (2019) provides excellent extra living space for family, recreation, or guests.Perfectly positioned beside the historic "King's Castle", this remarkable home is just minutes from Oakville Place, Sheridan College, the GOTrain, major highways and trails. It is also located near some of Oakville's top-ranked schools, including French Immersion and White Oaks Secondary School, which offers a renowned International Baccalaureate (IB) program. From your first morning coffee to entertaining friends and family under a canopy of trees, this is truly a special place to call home.
MississaugaInvestor.ca
11 Regency Court
Detached · 4bd/4ba · ~2,750 sqft
$2,229,900
Cash-Flow Report · July 31, 2026
Cap Rate
0.66%
Monthly Cash Flow
-$9,044/mo
Estimated Rent
$5,100/mo
Cash-on-Cash
-22.09%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,100 |
| Mortgage | −$10,264 |
| Property Tax | −$1,542 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,858 |
| Vacancy (5%) | −$255 |
| Cash Flow | -$9,044/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$61,200 |
| Vacancy (5%) | −$3,060 |
| Property Tax | −$18,508 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$22,299 |
| Annual NOI | $14,633 |
| Cap Rate | 0.66% |
Cash Required to Close
| Down Payment (20%) | $445,980 |
| Ontario Land Transfer Tax | $42,223 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $491,203 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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