26 Talbot Street, Brampton
Brampton
$849,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX MILLENNIUM REAL ESTATE
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
7
Bathrooms
3
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$2,000/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautifully renovated and exceptionally spacious semi-detached backsplit, offering outstanding value in one ofBrampton's most convenient neighbourhoods! With approximately 2,154sq. ft. of finished living space (1,418 sq. ft. on the upper levels +736 sq. ft. in the basement), this home is perfect for growing families, multi-generational living, or buyers looking for built-in mortgage support.Featuring 4+3 bedrooms, 3 full bathrooms, 2 kitchens, and a legal second unit, this versatile home is thoughtfully designed with 2 separate laundry areas, providing privacy and convenience for both the upper and lower levels. The bright, functional layout has been tastefully renovated throughout. The legal basement apartment offers excellent rental income potential, allowing you to live comfortably on the upper level while renting the basement to help offset your mortgage-a fantastic opportunity for first-time buyers and investors alike. Situated on a premium 105-foot deep lot in a highly desirable location, you'll enjoy easy access to schools, parks, shopping, public transit, major highways, and all essential amenities.
MississaugaInvestor.ca
26 Talbot Street
Semi-Detached · 7bd/3ba · ~1,300 sqft
$849,900
Cash-Flow Report · July 31, 2026
Cap Rate
4.33%
Monthly Cash Flow
-$848/mo
Estimated Rent
$5,050/mo
Cash-on-Cash
-5.46%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,050 |
| Mortgage | −$3,912 |
| Property Tax | −$800 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$253 |
| Cash Flow | -$848/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$60,600 |
| Vacancy (5%) | −$3,030 |
| Property Tax | −$9,604 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,499 |
| Annual NOI | $36,767 |
| Cap Rate | 4.33% |
Cash Required to Close
| Down Payment (20%) | $169,980 |
| Ontario Land Transfer Tax | $13,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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