3 Gervais Drive, Brampton
Brampton
$985,000
Cash flow, cap rate & mortgage breakdown
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Listed by CITYSCAPE REAL ESTATE LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
{STEP INSIDE} Four bdrm detached home comes with a fully finished basement (that has its own kitchen & 2 more bdrms), & an updated kitchen anchoring the main floor. This one gives a family room to grow into, a first-time buyer built-in income, or an investor, a second unit from day one. Vacant and move-in ready, on your own schedule. {MAIN LEVEL} Glass entry door & double mirrored closet in the foyer, laminate flooring throughout. Living room on hardwood w/ large window, steps up to the dining room, also hardwood w/ large window adjoining the kitchen - an open flow that still gives each room its own identity. Updated kitchen: SS fridge, dishwasher, stove & built-in microwave, quartz counters w/ full backsplash, double sink & a large eating area big enough for a full table without giving up prep space. Family room w/ wood-burning fireplace & walkout to the patio, hardwood flooring - the kind of room that earns its keep on a cold night. Laundry room w/ utility tub, ceramic flooring & direct access to the side yard. 2pc powder room, tile flooring. {UPPER LEVEL} Primary bdrm w/ his & her walk-in closets, laminate flooring, & a 3pc ensuite w/ standup shower & ceramic flooring. 3 additional bdrms, all laminate flooring & double closets. 4pc main bath, ceramic flooring. {LOWER LEVEL} Fully finished basement w/ its own kitchen (SS fridge, dishwasher, stove, built-in microwave, pot lights), 2 bdrms (laminate flooring, closets, one w/ double mirrored closet & pot lights), 4pc bath (ceramic), & open-concept rec room (ceramic flooring). Space can be set up as a home gym. In-law suite or income potential for the right buyer. {LOCATION} Located in Fletcher's West, close to Hwy 407, 401 & 410 for commuters into Mississauga & Toronto. Strong mix of public & Catholic schools nearby, plus proximity to Sheridan College. Sheridan Woodlands Park & Kiwanis Memorial Park close by. Transit, shopping & everyday amenities all within reach.
MississaugaInvestor.ca
3 Gervais Drive
Detached · 6bd/4ba · ~2,750 sqft
$985,000
Cash-Flow Report · August 1, 2026
Cap Rate
3.09%
Monthly Cash Flow
-$2,000/mo
Estimated Rent
$4,745/mo
Cash-on-Cash
-11.1%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,745 |
| Mortgage | −$4,534 |
| Property Tax | −$928 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$821 |
| Vacancy (5%) | −$237 |
| Cash Flow | -$2,000/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$56,940 |
| Vacancy (5%) | −$2,847 |
| Property Tax | −$11,131 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,850 |
| Annual NOI | $30,412 |
| Cap Rate | 3.09% |
Cash Required to Close
| Down Payment (20%) | $197,000 |
| Ontario Land Transfer Tax | $16,175 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $216,175 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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