
80 Settlers Road, Oakville
Oakville
$1,249,000
Cash flow, cap rate & mortgage breakdown
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Listed by Right At Home Realty, Brokerage
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
4
Bathrooms
5
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,950/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this luxurious and spotless End Unit freehold townhome in a prime Oakville location across the park. This bright home offers 4 bedrooms, 5 bathrooms, a convenient office/den on main floor and finished basement - approx.2,617 sq ft of upgraded finished living space across 4 levels. The main floor boasts an open concept layout with a fully upgraded Chef's kitchen with granite counters, SS appliances, and backsplash, along with a great room and walk out to the yard. Good size office and large walk in closet are part of a functional main floor. Upstairs, the Primary bedroom offers a walk-in closet and spa like ensuite bath, while 2 additional bedrooms, main bath and laundry complete second level. Extras include a 4th large bedroom with upgraded ensuite bath on the 3rd floor that can be used as additional office or entertainment loft area. The finished basement provides versatile space for family recreation, and offers a full 4 pcs bath.High end finishes include modern oak hardwood on main, second and third floor, premium tiles, oak stairs, 8 ft doors, smooth ceilings, 9 ft ceilings on main & 2nd floor. 1 car garage and tandem driveway allows for parking 3 cars. Move in condition, this home is surrounded by top rated schools, parks and trails, steps to transit, close proximity to shopping and Oakville Trafalgar Hospital.
MississaugaInvestor.ca
80 Settlers Road
Att/Row/Townhouse · 4bd/5ba · ~2,250 sqft
$1,249,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.56%
Monthly Cash Flow
-$4,127/mo
Estimated Rent
$3,950/mo
Cash-on-Cash
-18.06%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,950 |
| Mortgage | −$5,749 |
| Property Tax | −$864 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,041 |
| Vacancy (5%) | −$198 |
| Cash Flow | -$4,127/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$47,400 |
| Vacancy (5%) | −$2,370 |
| Property Tax | −$10,367 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,490 |
| Annual NOI | $19,473 |
| Cap Rate | 1.56% |
Cash Required to Close
| Down Payment (20%) | $249,800 |
| Ontario Land Transfer Tax | $21,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $274,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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